Spent&Coded

Ashfold gives everyone who spends a card with a limit already on it, and catches the receipt before the coffee goes cold.

  • A card for each person or each project, issued in a few seconds and frozen just as fast.

    • Virtual
    • Physical
    • Per-project
  • Limits set before the money moves, not a conversation about it afterwards.

    • Limits
    • Approvals
    • Categories
  • A photo, a forwarded email, or nothing at all when the merchant sends one we can read.

    • Photo
    • Forwarding
    • Auto-match
  • Money set aside per team per month, and a number everyone can see without asking you.

    • Per team
    • Per month
    • Visible
  • Every transaction coded and pushed across, so the month is closed rather than started.

    • Coding
    • Sync
    • Exports

What it does

  • Virtual cards
  • Physical cards
  • Spend limits
  • Approvals
  • Receipt capture
  • Categories
  • Budgets
  • Sub-accounts
  • Multi-currency
  • Roles
  • Audit trail
  • Exports
Head of Finance Operations

Head of Finance Operations

Nobody went into business to photograph a receipt for a taxi in a car park.

Ashfold was started in 2020 by three people who between them had closed about two hundred months and hated every one of them. We make company cards with the rules already on them and the paperwork attached at the point of sale, for startups somewhere between their first hire and their first finance person. We do not do payroll, we do not do invoicing, and we are not trying to become a bank.

Pricing

  • Starter

    Free to start

    For a founding team still counting people on one hand. Virtual cards, limits and receipt capture, with nothing to pay while you are under five spenders.

    Included

    • 5 spenders
    • Virtual cards
    • Receipt capture

    $0

    up to 5 spenders

  • Growth

    Most popular

    For a company that has started hiring faster than it can keep track of. Physical cards, approval rules, budgets per team, and the bookkeeping sync that closes the month.

    Included

    • 25 spenders
    • Physical cards
    • Bookkeeping sync

    $99

    per month

  • Scale

    Best for finance teams

    For the first finance hire and everyone who now has to ask them. Sub-accounts per entity, multi-currency, custom approval chains and an audit trail that goes back as far as you need.

    Included

    • 100 spenders
    • Multi-currency
    • Custom approvals

    $299

    per month

  • Enterprise

    Talk to us first

    For a group with several entities and somebody who has to answer for all of them. Single sign on, roles down to the individual control, and a named person who already knows your setup.

    Included

    • Unlimited spenders
    • SSO and SCIM
    • Named contact

    From $900

    per month

The month should be closed by the time anybody thinks to ask

Month end

Four days chasing paper.

A statement with sixty lines on it and no idea what half of them were for. Somebody messaging the whole company asking about a charge from eleven weeks ago. Three people who have left. A spreadsheet that gets rebuilt every month because nobody trusts last month's, and a close that finishes a fortnight after the month it describes.

As it happens

Closed by the third.

The receipt is attached at the till, because the card that paid asked for it while the person was still standing there. The category was decided when the card was issued rather than argued about afterwards. Nothing is chased, because there is nothing outstanding to chase, and the month closes on the third because the work was done as it went.

Not sure which tier fits? Tell us how many people spend and we will say which it is.Book a demo

Open an account.

Prefer email? Write to us directly. hello@example.com